ProCouncil™ Advisory
A Limited Liability Division
Litigation, Risk & Default Servicing Mitigation Products, Solutions and Services

HotNeutral™

“Neutral” 3rd Party Loss Mitigation for Mortgage & Credit Modifications!
In-House or Outsourced | Opt In Safe Harbors™ & Litigation Free Zone™

HotNeutral™ is proprietary “neutral” alternatives to conflicts inherent with in-house or affiliated Modification workouts, Foreclosure Attorney Modifications, B.K. Foreclosure & Administration Compliance.

Why Do You Need “Independent” 3rd Party “Neutral” Loan & Credit Modifications?

* To meet your new law burdens including the new “Unlawful Discrimination hurdle” such as:

“This Court further holds that the lender who has brought this proceeding to foreclose the mortgage must demonstrate by a fair preponderance of the evidence that the mortgage was not the product of unlawful discrimination. [Since it is the lender-plaintiff who seeks equitable relief from this Court, the onus is upon the lender to satisfy the requisites of equity and come to this Court with “clean hands.” Junkersfeld v. Bank of Manhattan Co., 250 A.D.646 (1st Dept. 1937). This is a threshold action is of no moment.”

* To avoid the next wave of Class Action lawsuits, including suits for Predatory Modifications!

* To avoid Conflicts of Interest with Borrowers, as well as Investors!

* Servicers, Lenders and Foreclosure Attorneys who offer loan modification resolutions
after starting the foreclosure process may be violating the FDCPA re “confusion” and over-shadowing’?

*To Avoid lawsuits and liability for P&C Underinsurance!