ProCouncil™ Advisory
A Limited Liability Division
Litigation, Risk & Default Servicing Mitigation Products, Solutions and Services

HotNeutralWingSpan™

HotNeutralWingSpan™
A Joint Venture
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HotNeutral™ products like OptInMods™ will be used by lenders/servicers under a “confidential and neutral” OptInSettlement™ program offered by major lenders, servicers and consumer counselors to negotiate interest, principal reductions (Shared Built In Equity Mods™) and repayment terms. DefaultReferral™ will be used to coordinate the referral of OptInMods™ and OptInSettlement™ programs from lenders, servicers and foreclosure attorneys as an alternative to foreclosure. HotNeutralWingSpan™ will receive and coordinate the negotiations for lenders and servicers with borrowers at its Wingspan special default servicing center, headquartered in Plano, Texas.

New Default Servicing Product Release for 2008

DefaultReferral™ is the first HotNeutral™ product on target to be implemented by WingSpan. DefaultReferral™ is expected to be an alternative to the old foreclosure-first approach, pre the 2007 mortgage meltdown. DefaultReferral™ uses other HotNeutral™ loan modification products and the expertise of WingSpan, as led by Steve Horne and coordinated through the HotNeutral™-AFN® network.

HotNeutralWingSpan™ is a joint venture special default servicing arm of HotNeutral™ products and services with WingSpan™ of PlanoTexas. WingSpan™ was created by Steven Horne, CEO. Over the past 20 years, Steve has built non-performing loan operations for two of the industry's largest investors in nonperforming loans.  In that time, operations he built have successfully serviced and resolved more than 14 million loans totaling well over $50 billion in balance.  While always focused principally on first and second lien residential mortgages, loan types serviced included secured consumer loans, credit cards, and commercial mortgages.  Collateral types included residential dwellings, all manner of vehicles, and commercial property. 

HotNeutral™ (A Limited Liability Division) - HotNeutral™ (www.hotneutral.com) is proprietary “neutral” alternatives to conflicts inherent with in-house or affiliated Modification workouts, Foreclosure Attorney Modifications, B.K. Foreclosure & Administration Compliance. We mitigate Litigation and Operational Risks with Banking, Credit, & Mortgage Products and Services. As recent laws, regulations and cases have greatly enhanced liability exposure, the need for voluntary resolution of such issues or lawsuits is now paramount. Opt In Safe Harbors™, Opt In Settlement™ and Litigation Free Zone™ can provide the framework to such resolution and mitigation. The Master Licensee of HotNeutral™ products and services is ProCouncil™ (www.procouncil.com).

Wingspan Portfolio Advisors, LLC is a licensed default servicer and portfolio catalyst focusing on innovative solutions for highly delinquent loans. Working with investors, stakeholders, and servicers, Wingspan creates opportunities for extraordinary returns from exceptional assets. 
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